Crowdfunding
ECSPR
SME project funding
SME project funding
Launch and operate project-based financing marketplaces with automated project intake, approval workflows, investor onboarding, wallet-based investments, loan administration and repayments.
Launch and operate project-based financing marketplaces with automated project intake, approval workflows, investor onboarding, wallet-based investments, loan administration and repayments.
Overview
Operate project financing without fragmented infrastructure.
Operate project financing without fragmented infrastructure.
Project financing platforms need to move both fundraisers and investors through a controlled digital process, from project application and internal approval to marketplace publication, funding, loan administration and repayments. Fininly provides the white-label infrastructure to operate this lifecycle from one connected environment.
The marketplace functionality allows tenants to publish professional project tiles with key investment information, underlying project details, images, documents, risk information, investment terms, project status and funding progress. Investors can browse opportunities, review the available information and invest directly through their wallet once their onboarding is complete.
Project financing platforms need to move both fundraisers and investors through a controlled digital process, from project application and internal approval to marketplace publication, funding, loan administration and repayments. Fininly provides the white-label infrastructure to operate this lifecycle from one connected environment.
The marketplace functionality allows tenants to publish professional project tiles with key investment information, underlying project details, images, documents, risk information, investment terms, project status and funding progress. Investors can browse opportunities, review the available information and invest directly through their wallet once their onboarding is complete.
Typical flow
From project application to automated repayments.
From project application to automated repayments.
Project financing requires both a fundraiser journey and an investor journey. Fininly connects application intake, tenant approval workflows, investor onboarding, marketplace fundraising, loan administration and automated wallet-based repayments.
Project financing requires both a fundraiser journey and an investor journey. Fininly connects application intake, tenant approval workflows, investor onboarding, marketplace fundraising, loan administration and automated wallet-based repayments.
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Project application
The fundraiser submits project and financial information through a structured digital application process. Supporting documents, declarations and required data are collected in a consistent and auditable format.
Project application
The fundraiser submits project and financial information through a structured digital application process. Supporting documents, declarations and required data are collected in a consistent and auditable format.
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Approval workflow
The approval process is fully configurable and can include reviews, document checks, risk assessments, task assignments and publication approvals. Every step is tracked through a structured workflow.
Approval workflow
The approval process is fully configurable and can include reviews, document checks, risk assessments, task assignments and publication approvals. Every step is tracked through a structured workflow.
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Investor onboarding
Investors register, complete KYC or KYB verification, accept required documents and complete suitability assessments. Once approved, they can activate and fund their investment wallet.
Investor onboarding
Investors register, complete KYC or KYB verification, accept required documents and complete suitability assessments. Once approved, they can activate and fund their investment wallet.
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Project fundraising
Approved opportunities are published on the marketplace with supporting information and documentation. Investors can review the offering and commit funds directly through their wallet.
Project fundraising
Approved opportunities are published on the marketplace with supporting information and documentation. Investors can review the offering and commit funds directly through their wallet.
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Loan administration
After a successful raise, Fininly manages principal, interest calculations, repayment schedules and investor allocations. All calculations are processed automatically and consistently.
Loan administration
After a successful raise, Fininly manages principal, interest calculations, repayment schedules and investor allocations. All calculations are processed automatically and consistently.
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Automated repayments
Repayments are automatically distributed to investor wallets based on allocation rules and ownership percentages. Payment status, portfolio values and balances are updated in real time.
Automated repayments
Repayments are automatically distributed to investor wallets based on allocation rules and ownership percentages. Payment status, portfolio values and balances are updated in real time.
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Dashboards and portfolio overview
Investors and fundraisers access real-time dashboards with portfolio performance, wallet balances, transactions, repayments and project progress in a single seamless environment.
Dashboards and portfolio overview
Investors and fundraisers access real-time dashboards with portfolio performance, wallet balances, transactions, repayments and project progress in a single seamless environment.
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CRM and marketing tools
Manage investor relationships through integrated communication and marketing tools. Segment audiences, automate campaigns and keep investors informed about relevant opportunities.
CRM and marketing tools
Manage investor relationships through integrated communication and marketing tools. Segment audiences, automate campaigns and keep investors informed about relevant opportunities.
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Audit and reporting
All activities, transactions and workflow actions are recorded in a complete audit trail. Generate operational, financial and compliance reports whenever required. Connect to enterprise systems by API.
Audit and reporting
All activities, transactions and workflow actions are recorded in a complete audit trail. Generate operational, financial and compliance reports whenever required. Connect to enterprise systems by API.
Best suited for
Crowdfunding platforms
Peer-to-peer financing marketplaces
SME and business lending platforms
Real estate project finance operators
Relevant platform capabilities
Online project application intake
Configurable approval workflows
Marketplace publication and project tiles
Investor onboarding and KYC/KYB
Wallet-based investment processing
Loan administration and calculation logic
Automated repayments into wallets
Investor portfolio reporting